The latest published single-family mortgage delinquency rate observation is 1.88 percent for 2026-01-01. Real Estate Luxury preserves the five latest observations returned by Federal Reserve Economic Data and keeps the source unit unchanged. Mortgage delinquency data offers a broad credit-condition signal and does not describe the risk of a specific property or borrower. This national series is context, not a valuation, forecast, appraisal, or local MLS result.
Latest single-family mortgage delinquency rate statistics
| Observation date | Published value |
|---|---|
| 2025-01-01 | 1.79 |
| 2025-04-01 | 1.74 |
| 2025-07-01 | 1.74 |
| 2025-10-01 | 1.87 |
| 2026-01-01 | 1.88 |
What the measure means
FRED republishes this series with its own frequency, units, seasonal-adjustment treatment, and revision policy. Record the observation date and unit with any internal brief. A later download can revise an earlier observation, so this report is a dated snapshot rather than a permanent forecast.
How luxury real estate teams can use it
Use this measure to frame a research question, then add local comparables, current listings, buyer qualification, property condition, lender terms, and professional judgment. A national indicator can orient a conversation; it cannot price a property or predict an individual transaction.
Interpretation limits
Five observations show recent published context only. They do not establish causation, describe every market, or support a claim about a particular luxury neighborhood. Differences in geography, timing, inventory, and definitions can materially change a local conclusion.
Methodology
This report was generated on 2026-08-08 from the five latest non-missing observations in FRED series DRSFRMACBN. Values were not interpolated, rounded, forecast, or combined with proprietary data. The source list is retained for review, and the copy received a plain-language humanizer pass.
Data sources and references
- Public source 1
- Public source 2
- Public source 3
- Public source 4
- Public source 5
- Public source 6
- Public source 7
- Public source 8
- Public source 9
- Public source 10
Next step
Pair this national benchmark with current local evidence before using it in a listing, acquisition, financing, or portfolio decision for Real Estate Luxury.